A Readers’ Guide to Financial Independence

Many people who know me are aware that I am a voracious reader! I am often asked for book recommendations on the topics I am most passionate about: personal finance, investing and financial independence. In an attempt to answer that question, and to offer a response that I can easily Continue Reading →

Who Let That Lifestyle Creep In?

Frankly, we did – guilty as charged. Many of you may already know what Lifestyle Creep is. For those who don’t, it’s when your standard of living keeps pace with (or potentially exceeds) any increase in your household income. A funny thing happened on our way toward financial independence. After Continue Reading →

Where to Stash Your Emergency Cash

An emergency savings account should be a first priority when setting financial goals. The concept of this particular goal was discussed in the previous post – Rule #1: Spend Less than You Earn. Now let’s cover the details of making this a reality. The purpose of this savings safety net Continue Reading →

Rule #1: Spend Less than You Earn

In order to save and invest for our financial goals, we must live within our means – it is really as simple as that – but often challenging for many people to accomplish. All financial goals require a savings plan, but if all cash flow is allocated elsewhere, these goals Continue Reading →