Where to Stash Your Emergency Cash

An emergency savings account should be a first priority when setting financial goals. The concept of this particular goal was discussed in the previous post – Rule #1: Spend Less than You Earn. Now let’s cover the details of making this a reality. The purpose of this savings safety net Continue Reading →

Rule #1: Spend Less than You Earn

In order to save and invest for our financial goals, we must live within our means – it is really as simple as that – but often challenging for many people to accomplish. All financial goals require a savings plan, but if all cash flow is allocated elsewhere, these goals Continue Reading →

A Financial Fresh Start

For the past few years I have been volunteering my time co-hosting a financial literacy series at our local library in Crested Butte, Colorado. This program, called Common Cents for Colorado, was made possible by a grant from the FINRA Investor Education Foundation through Smart investing@your library®, a partnership with the Continue Reading →

The Voyage to Financial Independence

Given that it’s the dead of winter here in Colorado and I’m landlocked in a sea of white snow, I thought conjuring the image of a sailboat, preferably on blue Caribbean waters, would be a pleasant analogy for illustrating a path to financial independence. Imagine that you are the Captain Continue Reading →